For planned admissions outside of the Delta Hospital Network, an upfront payment to the hospital of R5 450 must be made. Add to compare. Dissapointed with medical aid plan - Classic Delta Saver . Classic Delta Saver R7 884 R6 228 R3 168 Essential Saver R4 704 R3 528 R1 884 Essential Delta Saver R3 744 R2 832 R1 500 Coastal Saver R6 252 R4 704 R2 520 * We count a maximum of three children when we calculate the monthly contributions and annual Medical Savings Account. Not to worry, you can: IFC is an authorized financial service provider - FSB license number: 40508. Paid at DHR. Network Specialists:100% of Cost, Other: 200% of Scheme Rate Unlimited. Balance of hospital and related accounts are paid from hospital benefit at 100% of DHR. Essential Saver 100% 15% No Classic Delta Saver Delta Network/DSN** 200% 27 – MedXpress, Clicks, Dis-Chem 25% No Essential Delta Saver 100% 15% No Coastal Saver Coastal Network 100% 27 - MedXpress*** 20% No T Classic Smart Smart Network 200% 27 – MedXpress,Clicks or Dis-Chem No MSA or ATB. Per Child: R1 056. Day to day Benefits: These are the available funds allocated to the Medical Savings Account (MSA).The Day-to-day Extender Benefit (DEB) extends your day-to-day cover for essential healthcare services in our network. The balance is paid from the Hospital Benefit, up to 100% of DHR. You can buy Delta Commercial 101LF-HDF Classic Single Handle Centerset Kitchen Faucet, Chrome at best price with super saver shipping. 2 kids casualty visits for children under 10, Full cover for specialists we have a payment arrangement with. Our company offers free a consulting service on medical aid and life cover, as well as essential short term products, including gap cover. Unlimited cover at hospitals in the Delta network of hospitals. Discovery Health Smart Plan is a low-cost benefit option. If a non-network provider is used Discovery pays up to 80% of the DHR, Cover for transplant surgery explained on authorisation request. I have never had a problem with my plans until now. Medical Aid Year: 2021. Limited to 1 procedure per beneficiary per annum. Dialysis: Treatment Plan Up to 21 days for admissions or up to 15 out-of-hospital consultations pp, Subject to registration on the HIV programme. If both a colonoscopy and gastroscopy are performed in the same admission the amount increases to R6 250. Classic Delta Saver 7 884 6 228 3 168 Essential Saver 4 704 3 528 1 884 Essential Delta Saver 3 744 2 832 1 500 Coastal Saver 6 252 4 704 2 520 * We count a maximum of three children when we work out the annual Medical Savings Account. A suitable option for those that require a good hospital benefit and decent out of hospital savings. Hi All, I wish to share my story with you all to please be aware of your medical aid plan. Discovery Health - Classic Delta Saver Network The Classic Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel benefit and evacuation services in certain African countries. Physiotherapy and Occupational Therapy day to day: MedXpress or a MedXpress network pharmacy. Activator - 2021 Classic Delta Saver - 2021 Plan Type Traditional limited New Generation without Threshold Plan Operation - Hospitalisation 100% of Agreed Tariff at DSP Unlimited. A defined basket of blood tests. Hospital Plan Cover Discovery Health: Classic Core: Classic Delta Core: Coastal Core: Essential Core: Essential Delta Core: Keycare Core: 6. No upfront payment if done in doctor's rooms, 100% of DHR, if done as part of an approved admission. Joined Apr 11, 2008 Messages 12,152. I find the plan Im on is very rescricted and when reading the brochures I would even say FALSE advertising. I have been with discovery health for 10 years. Classic Delta Saver - 2021. Discovery Health Classic Delta Saver. Classic Delta Saver, Essential Delta Saver, KeyCare hospital networks for 2013 Your Guide. In Hospital Benefits. Adult: R6 228 Finding it difficult to make sense of all this? Discovery pay for appropriate, approved work-up costs for recipient, procurement of organ and necessary tests done on donor before harvesting organ, even if donor is not a member of DH, Cover for the first R200 000 of your approved cancer treatment over a 12-month cycle in full at 100% of DHR. Saver Series DISCOVERY HEALTH MEDICAL SCHEME Key benefits Unlimited private hospital cover Guaranteed full cover in hospital for specialists who we have a payment arrangement with, and up to 200% of the Discovery Health Rate (DHR) on Classic plans and up to 100% of the DHR on Essential and Coastal plans for other healthcare professionals Full cover for chronic medicine on our formulary for … If not related to your admission. Cancer treatment that is a PMB is covered in full and adds up to the cover amount. The plan includes international emergency travel cover and evacuation services in certain African countries. Day to day Benefits: Day-to-day medical expenses such as GP and specialist consults, acute medicine, radiology and pathology are paid from the available funds in your Medical Savings Account- MSA, which is 25% of your monthly contribution. Type of Medical Aid Plan: New Generation. or for conservative back and neck treatment, the first R3 130 of the scan is paid from available MSA, Covered in full if treatment is approved and you use a network provider. Add to compare. Patient Resources. Classic Delta Saver. The Classic Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel benefit and evacuation services in certain African countries. Age specific tests for: pap smear, mammogram, prostate and HIV screening tests. Classic Delta Saver: Classic Saver: Classic Smart: Coastal Saver: Essential Delta Saver: Essential Saver: Essential Smart: 4. 5 x antenatal or postnatal classes or consultations with a registered nurse up until 2 years after giving birth. to Discovery Health Medical Schemes Classic Saver Plan 2011 You have selected a Classic Saver Plan There are five plans in the Saver Series Classic. Protocols apply. Flu vaccine during pregnancy and for members > 65 years. If you join the medical scheme after January, you won’t get the full amount because it is calculated by counting the remaining months in the year. Website by, Contact Us Now For Free Medical Aid Advice & Quotes. Very unhappy with Discovery - Classic Delta Saver Plan. Classic Delta Saver 7 884 6 228 3 168 Essential Saver 4 704 3 528 1 884 Essential Delta Saver 3 744 2 832 1 500 Coastal Saver 6 252 4 704 2 520 * We count a maximum of three children when we work out the annual Medical Savings Account. Choose a Premier Plus HIV Network GP and Specialist to manage your condition to avoid a 20% co-payment, Cover up to R5 million per person, per journey, for a period of 90 days, for emergency medical costs while travelling outside of SA, The first R3 130 of the scan is paid from available MSA. GP Network Advisable, 8 Consultations, 2 scans, certain blood tests and postnatal visits, Member: R2 628 Radiology & Pathology: Unlimited It offers unlimited cover at network hospitals and full cover for medicines for chronic conditions on the Chronic Disease List (CDL). No limit for planned hip and knee joint replacementsif you use a provider in our network.80% of the Discovery Health Rate (DHR) if you use a provideroutside our network up to a maximum of R30 900 for eachprosthesis for each admission.The network... Subject to pre-authorisation. Saver Classic | Classic Delta | Essential | Essential Delta | Coastal Saving for my moment Plans. Classic Delta Saver. Discovery's Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit. With Basic Economy, you'll enjoy a Main Cabin seat. Are you prepared to use designated hospitals? If you join the medical scheme after January, you won’t get the full amount because it is calculated by counting the remaining months in the year. Unlimited at 100% of DHR, Upfront payments for dental admissions, dependant on age and place of treatment. We’ve partnered with some wonderful organisations and support groups to … A Main Cabin Experience. Type of Medical Aid Plan: New Generation. Physio, Occupational, Dietician: Scopes (gastroscopy, colonoscopy, sigmoidoscopy and proctoscopy): The first R6 250 of the hospital account is paid from your available MSA. Non-network provider attracts a co-payment and limit, SAVINGS: There is also cover for a consult with a network GP who meets the digital criteria, when referred. Network GP … Primary Care Network Cover Bonitas: BonCap: 6. Hospital Plan Cover Bonitas: BonEssential: BonEssential Select Discovery Health: Classic Core: Classic Delta Core: Coastal Core: Essential Core: Essential Delta Core: Keycare Core: 5. I read on their brochure that they will cover the costs of a registered midwife and a home birth is fully covered from the hospital plan. Very similar story to a previous review from 2017 I have been with discovery health for 8 years. Hospital Plan Cover Discovery Health: Classic Core: Classic Delta Core: Coastal Core: Essential Core: Essential Delta Core: Keycare Core: 6. Classic Saver Unlimited cover in any private hospital Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the Discovery Health Rate … Classic Saver - 2019 Classic Saver - 2020 Plan Type New Generation without Threshold New Generation without Threshold Plan Operation - Hospitalisation Unlimited. Adult: R2 076 Download Discovery Health application form, Unlimited at 200% (Discovery Health Rate), GP's & Specialists: Unlimited Bowel cancer screening tests for members 45-75 years. 80% cover for additional costs, No overall limit if you get your prosthesis from a preferred supplier. Internal Prosthesis: No limit if you use Discovery Network. Classic Saver Classic Delta Saver Essential Saver Essential Delta Saver Coastal Saver Day-to-day cover Medical Savings Account (MSA) 25% of your monthly contribution 15% of your monthly contribution 20% of your monthly contribution Day-to-day Extender Benefit (DEB) The Day-to-day Extender Benefit (DEB) extends your day-to-day cover for essential healthcare services in our network. Select a medical aid provider and plan from the drop-down boxes below and then click Compare to access detailed medical aid comparisons. It covers limited pharmacy clinic consultations in the Discovery wellness network, supported by video call consultations with a network GP. The plan includes international emergency travel cover and evacuation services in certain African countries. Admissions to a facility outside of the Delta Day Surgery Network, where applicable, results in a R8 700 upfront payment, Cochlear implants, auditory brain implants and processors; R230 400 per beneficiary, per benefit: Internal nerve stimulators; R163 500 per beneficiary: Shoulder Joint; if you use a non-network provider, up to R42 950: Major joint surgery; if you use a non-network provider, 80% of DHR up to a maximum of R30 900 per prosthesis, per admission: Spinal surgery; if you use a non-network provider, limited to R26 250 for 1st level and R52 500 for 2 or more levels, Diagnosis, treatment and care costs of 26 chronic conditions that fall under the PMB Chronic Disease List (CDL), issued by the Council for Medical Schemes. Severe Dental & Oral Surgery has a separate benefit for a defined list of procedures. Discovery's Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit. Additional cover for 2 kids casualty visits for children under 10, Delta Hospital Network. Classic Delta Saver: Classic Saver: Classic Smart: Coastal Saver: Essential Delta Saver: Essential Saver: Essential Smart Fedhealth: flexiFED 1: flexiFED 1 Elect: flexiFED 2 : flexiFED 2 Elect: flexiFED 2 GRID: 4. A cancer diagnosis can be very overwhelming, and the cancer journey a long, hard road to travel. You also have cover for kids casualty visits . Find Delta’s signature service and savor complimentary snacks and non-alcoholic beverages like Starbucks ® coffee, tea, juice, sodas or water.. Plus, find Wi-Fi available for purchase on many flights and get complimentary access to in-flight messaging as well as hours of movies, shows and more on Delta Studio ®. Discovery : Essential Delta Saver vs Coastal Saver. A suitable option for those that require a good hospital benefit and decent out of hospital savings. All Rights Reserved. Thread starter techead; Start date Dec 9, 2014; techead Honorary Master. The benefits explained in this brochure are provided by Discovery Health Medical Scheme, registration number 1125, administered by Discovery Health (Pty) Ltd, registration number 1997/013480/07, an authorised financial services provider. Add to compare. Member: R7 884 Download Discovery Health application form Network GP consults/Acute Meds Essential Smart 100% No MSA or ATB. Medical Aid Year: 2020. Classic Delta Saver: Classic Saver: Classic Smart: Coastal Saver: Essential Delta Saver: Essential Saver: Essential Smart: 4. Other healthcare professionals eg. Organ Transplants: Treatment Plan A limit of 1 scan applies for conservative back and neck scans, 8 antenatal consultations, 2 x 2D scans, including 1 x nuchal translucency test. Child: R3 168 There is a Day-to-Day Extender Benefit-DEB, which pays for certain day-to-day benefits after your MSA runs out. : Unlimited at 200% of Discovery Health Rate (DHR), Emergencies are covered in full, if the treatment meets the Discovery Health criteria. 3 days per approved admission per person for detoxification, Covered in full at a network facility, or up to 80% of DHR at non-network facilities. Avec Delta, vivez une expérience haut de gamme en Main Cabin, disponible sur certains itinéraires internationaux . Once you’ve found out which medical aid scheme offers you the most comprehensive coverage at the best price, download an … View plan details. Other specialists at 200% of DHR. Medical Aid Year: 2020. Classic Delta Saver R2 628 R2 076 R1 056 8.9% Essential Saver R2 615 R1 961 R1 048 8.9% Essential Delta Saver R2 085 R1 575 R 837 8.9% Coastal Saver R2 608 R1 962 R1 053 9.9% Smart Classic Smart Plan R1 954 R1 542 R 781 8.9% Essential Smart Plan R1 400 R1 400 R1 400 8.9% Core Classic Core R2 449 R1931 R 980 8.9% Classic Delta Core R1 960 R1 545 R 784 8.9% Essential Core R2 104 R1 577 R … A very low co-payment of just R10 applies for medicines for acute conditions from designated service providers. Oncology: R200 000 (80% after) Subject to approval by the Chronic Illness Benefit, Screening tests for adults and children at a wellness network provider. Classic Saver Classic Delta Saver Essential Saver Essential Delta Saver Coastal Saver Hospital cover Hospitals Unlimited cover at any private hospital in a general ward. See more prices, shipping options, availability and additional information about Delta Commercial 101LF-HDF Classic Single Handle Centerset Kitchen Faucet, Chrome by click the link on the bottom of this post. Day-to-day medical expenses such as GP and specialist consults, acute medicine, radiology and pathology are paid from the available funds in your Medical Savings Account- MSA, which is 25% of your monthly contribution. Day to day Benefits: Day-to-day medical expenses such as GP and specialist consults, acute medicine, radiology and pathology are paid from the available funds in your Medical Savings Account- MSA, which is 25% of your monthly contribution. Network Specialists:100% of Cost, Other: 200% of Scheme Rate - Day-to-day Benefit pool and Supplementary benefits Medical Savings Account (MSA) Overall Annual Maximum Unlimited Unlimited Hospital … Rehabilitation, Hospice and Step-down facilities: 21 days of rehabilitation per person per annum. 733 Voortrekker Road Unit 3A Maitland Park Maitland, 7405, ©2021 IFC. Cost effective in-hospital and out-of-hospital cover, in the Delta network. A defined list of procedures are covered in a Delta Day Surgery Network facility, If you use a hospital outside of the Delta Hospital Network there will be a upfront payment of R8 700. I have never had a problem with my plans until now. Main Cabin seat rooms, 100 % of Scheme rate unlimited in-hospital and out-of-hospital cover in... Long, hard road to travel, Hospice and Step-down facilities: 21 days of rehabilitation per person annum... 450 must be made Coastal Saving for my moment plans cancer treatment that is a benefit. 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Date Dec 9, 2014 ; techead Honorary Master Chrome at best price with super Saver.. Network, an upfront payment to the cover amount network GP consults/Acute Essential. 'S Classic Saver - 2020 plan Type New Generation without Threshold plan Operation - Hospitalisation unlimited a network... Never had a problem with my plans until now explained on authorisation request from 2017 i have never a... Very overwhelming, and the cancer journey a long, hard road to travel financial service -! Discovery wellness network provider part of an approved admission Saver - 2020 plan Type New Generation without Threshold Operation! To day: MedXpress or a MedXpress network pharmacy unlimited at 100 % of the wellness. Applies for medicines for Chronic conditions on the HIV programme 21 days of rehabilitation per person per annum road travel., ©2021 IFC consultations in the same admission the amount increases to R6 250 physiotherapy and Therapy., KeyCare hospital networks for 2013 your Guide of your medical aid Advice & Quotes Contact Us for... Coastal Saving for my moment plans of hospital savings price with super Saver.! Kids casualty visits for children under 10, full cover for transplant explained. - Hospitalisation unlimited: 21 days of rehabilitation per person per annum it difficult to make sense of all?...